If you don't choose to create a full account, an account will still be created with Epic Games using the display information that you choose. This account will be associated to your Nintendo Account. Unlinking a Nintendo Account from an Epic Games account must be done by using a web browser to visit epicgames.com and cannot be done in-game.
If you don't want to let low power issues to come between you and your Switch then take a look at a few of the things you can do to extend your battery life. Lower the brightness. Set your Switch to Airplane mode. Turn it all the way off when not in use. Disable Vibration.
Doing a NAND restore will onlly restore the NAND which is the embedded chip on your device. So no, it won't affect your SD Card. But if you're just returning this to a retailer like Gamestop/Best Buy/Target etc, then yeah you'll be fine just doing a quick wipe/reset of the system.
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